This time of year, scammers and thieves are staying busy and finding any way they can to steal from you. Here are a few things you should look out for.
Online Christmas Scams:
This year, during the pandemic, your holidays might be moving online. You may be planning to send e-cards to family and friends, or letting your kids are write their letter to Santa virtually.
Before you share your personal and financial information:
- Check out the website. Do a quick online search for the site or company name, plus the words “complaint,” “review,” or “scam.” What do people say about them? (Knowing, of course, that those glowing reviews could be fakes…)
- Share only what you need to share. Does the site really need your home address, your age, or access to your contacts? None of these companies need your bank account or Social Security number. (Frankly, Santa probably already knows, so why would he ask?)
- Don’t click links in unexpected texts or emails. Nothing good comes of that. Instead, look the company up on your own, then type in the URL yourself so you know where you’re headed.
- Ignore calls for immediate action. Scammers try to get you to act before you have time to think. Take your time. Legit offers will still be there.
If you decide to move forward with your card or Santa letter, pay with a credit card to get the best protections. You should only pay if the site’s URL starts with “https.” That means your transaction will be encrypted — but remember, that alone doesn’t mean the site is legit.
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December 23, 2020 at 03:49AM
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